WHEN STOCKS, THEN BITPANDA

Execution only services for stocks, ETF and ETC are provided by Bitpanda Financial Services GmbH. Not a public offer. This information is provided for information purposes only and does not constitute investment advice or a recommendation. Investing involves risk of loss, and past performance is not a reliable indicator of future results. Consider your circumstances and consult an independent adviser prior to investing. Fractions generally do not carry voting rights and cannot be transferred or certificated; in corporate actions, entitlements (including dividends) are credited on a pro‑rata basis and may be rounded down to the nearest eligible increment. Execution of fractional orders may be aggregated with other client orders. Custody of fractions in stocks, ETF or ETCis provided on an omnibus basis in accordance with applicable client assets and safekeeping rules. Other costs (e.g. spreads, inducements, FX, product costs and taxes) may apply and reduce your returns. See the Cost Information Document before trading. On small orders, the €1 fee may represent a significant percentage of the order value. For the purposes of platform communications, “Bitpanda Limit Order” is used as a collective term for product-specific limit order variants. Depending on the product, the platform supports different order types (e.g. crypto-assets: limit order; stocks: limit-to-market order). Users should consult the applicable Product Terms and the relevant FAQ for the detailed description, conditions, and execution logic prior to placing an order. A savings plan places recurring buy orders in the selected stocks/ETFs/ETCs; execution timing and price may vary and orders may be delayed or not executed (e.g., market disruption/closure, insufficient funds). The value of investments can go down as well as up and you may lose all or part of your investment. This product is not a deposit account or an insured product. Where a product is an ETF or ETC, a Key Information Document (KID) must be made available. Where applicable, please review the KID. Fees, costs and taxes may reduce returns. If the investment or costs are in a foreign currency, returns/costs may increase or decrease due to exchange-rate movements