BITPANDA X SUMERIA

Sumeria, the french super-app offers digital asset trading powered by Bitpanda Technology Solutions

Instant access to digital assets, including fractional Stocks* & ETFs*, cryptocurrencies, and precious metals, powered by Bitpanda Technology Solutions.

7+

millions users

150,000

new users per month

1 in 3

French 18-35 years old use Lydia

360

employees
Asset class offered
Crypto
Stocks
Metals
France
Fintech unicorn

Company description

Founded in 2013, Lydia started as a peer-to-peer payment app for students. The idea struck a chord with millennials, and since then, the company has evolved into a full banking app with lending, deposit accounts, insurance, and an entire suite of wealth management products. Today, Sumeria has turned in one of the most successful French consumer fintechs after achieving well-deserved unicorn status in 2021.


Partnership

Sumeria is considered a “super-app,” providing users with a suite of financial services like payments, current accounts, bank account connection and more. Sumeria and Bitpanda share the same user experience philosophy centered around simplicity, intuitiveness and friendliness. The one missing piece to Sumeria’s offering was to provide its users with the power to invest in digital assets in a frictionless, secure and affordable way.

However, finding a suitable investing solution is far from simple. Bitpanda came in at the right time, offering an all-in-one solution that empowers Sumeria to give its users access to investing without leaving their familiar Sumeria app.

Result

By partnering with Bitpanda Technology Solutions, Sumeria can now offer its 7+ million users access to 2,500+ digital assets, including a wide selection of cryptocurrencies, fractional stocks* and metals. The entire trading experience is seamless, fast and easy to use since users never need to exit the Sumeria app.

Selected services

 Legal & compliance

Bitpanda's strong regulatory positioning significantly reduces the complexity around KYC & AML requirements for Sumeria. Our customer onboarding process is seamless and compliant with market regulators' expectations.

 Custody

Users' crypto assets are kept safe in our offline cold storage infrastructure, while Stocks*, ETFs* and metals are held with our trusted, market-leading custodian partners.

 Trading infrastructure

Ready-to-build APIs means Sumeria can securely access the full, robust Bitpanda trading flow.

 Features and assets

Sumeria uses three of our asset classes, tapping into 2,500+ assets including crypto, fractional stocks*, ETFs*, and metals.

Explore our API offering & start integrating.

Reach out to us and get started today.

*Stocks and ETFs are the underlying assets of the derivative agreements offered as Bitpanda Stocks. Commodities are the underlying Exchange Traded Commodities of contracts offered as Bitpanda Commodities. These products are brought to you by Bitpanda Financial Services GmbH. For more information consult the prospectus available at bitpanda.com. Capital at risk.

The content of this page constitutes a 'financial promotion', for the purposes of Section 21 of the Financial Services and Markets Act 2000 ("FSMA"), of 'qualifying cryptoassets', as such term is defined in The Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 ("FPO"), and, accordingly, its distribution in the United Kingdom is restricted. No person authorised by the UK Financial Conduct Authority has approved the contents of this page for the purposes of section 21 FSMA. The products and services detailed on this page are only directed at, in the case of persons present in the UK, those persons who fall within Article 49(2)(a) to (d) (high net worth companies, unincorporated associations, etc.) of FPO ("Relevant Persons"). Any invitation, offer or agreement to provide the services described on this page, in the case of persons present in the UK, shall be made only to or with Relevant Persons. Any person present in the UK who is not a Relevant Person must not act on or rely upon the information contained on this page.